Method 1: Create your own element and decorate it:
<?php
use Phalcon\Forms\Element;
class HtmlTextAreaElement extends Element
{
    public function render($attributes=null)
    {
        $html = '<your HTML code here>';
        return $html;
    }
}
Method 2: Use ckeditor or something similar with TextareaElement:
    use \Phalcon\Forms\Element\TextArea;
    $textarea = new Texarea('my_field');
A Textarea element will produce this:
    <textarea name="my_field" id="my_field"></textarea>
In your template, using ckedior (https://docs.ckeditor.com/#!/guide/dev_installation-section-adding-ckeditor-to-your-page) :
    <script>
       CKEDITOR.replace( 'my_field' );
    </script>